Trade Finance

Fund the upfront purchase of finished goods giving you the confidence to keep selling

What is Trade Finance?

Trade Finance will enable you to fund the upfront purchase of finished goods from overseas or UK suppliers for sale to either overseas or UK customers. It is an easy-to-use funding solution that bridges the gap between paying suppliers and receiving payment from customers. Our Trade Finance facility must be used in conjunction with our Invoice Finance facility, so you benefit from an additional cashflow boost ensuring that your business has the available working capital it needs.

How It Works

1. You receive a confirmed order from your customer and send us a copy.

2. You place the order with your supplier.

3. We pay your supplier for the goods enabling them to be shipped.

4. You deliver the goods to your customer, invoicing them as normal and upload a copy of the invoice to us.

5. We release up to 90% of the value of the invoice and use these funds to clear the monies paid to your supplier.

6. When your customer pays the invoice, we will pay you the remaining balance to you minus our fees.

What you’ll get

Improved buying power – We pay your suppliers upfront ensuring that you can purchase the goods you need when you need them.
Protects cashflow – You retain the capital you need to put to good use in your business.
Boosts confidence – Continue selling, knowing that you can fulfil customer orders.
Flexible funding – A facility you can dip in and out of – it’s there when you need it.
Ongoing source of working capital – Access up to 90% of the value of outstanding invoices as they are raised.
Improved financial strength – negotiate upfront or early payment discounts boosting profitability.

Who does it help?

Established businesses with one year of trading history
Businesses trading with other businesses on credit terms both overseas and in the UK
Limited companies with annual turnover between £1m and £25m+
Firms requiring funding between £200k and £5m
Wide range of industries including manufacturing and wholesale & distribution

What does it cost?

A single monthly fee on average 2.0 – 3.5% of funds advanced per month.
There are no minimum annual fees.
A one-off arrangement fee

Testimonials

What our clients say about us.

Our client manager is very helpful and assists us in every way he can to make our finances flow! With the support of Pulse Finance, we have ambitions to grow our business and increase our success. We are confident that we can grow our income by 20% this year and are looking forward to continuing that growth in future years

Sally Nelson, Silos Facilities Management

We were apprehensive about changing funder because our customers are quite traditional in the way that they do things. However, we didn’t need to worry as Pulse Finance have proven to be great to work with

Jemma Keywood-Bellamy, DRS Recruitment

Lets Work Together.

If you are looking for a funder to deliver scalable finance solutions for your business, get in touch with our team today.