Invoice Finance

A funding solution that improves your cashflow and saves you time enabling you to grow your business.

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What is Invoice Finance?

A healthy level of cash flow is vital to every business. Cash that can be used to support plans and grow your business. However, at times, your cashflow can be impacted by additional expenses as you take on more business or late paying customers. Invoice Finance enables you to access a flexible source of funding – up to 90% of the value of outstanding invoices before they are paid. We can also offer an optional credit control service where we manage your collections process leaving you free to drive your plans forward.

A solution tailored to your business

We also understand the challenges of running a business and the concern that a non-paying customer can cause. Our debtor protection solution protects you should your customers fail, giving you the peace of mind you need to keep chasing new customers.

How it works

1. We provide an initial advance of up to 90% of your outstanding invoices.

2. Each time you raise a customer invoice, upload a copy to us.

3. We will pay you up to 90% of the value of the invoice within 24 hours

4. We can collect invoice payment from your customer on your behalf

5. We pay you the remaining value of the invoice less our fees.

What you’ll get

Improved cashflow – Up to 90% of the value of your outstanding invoices within 24 hours
Flexible funding facilities – Funding that grows in line with your sales – up to £5 million to use as you choose
Fast decisions – A dedicated Account Manager making decisions ensuring that you get a fast response when you need it
Improved buying power – With improved cashflow, you can negotiate early payment discounts boosting your profits
Time and money savings – Our expert team can manage your credit control and sales ledger leaving you free to run your business whilst reducing the cost of your inhouse credit control function
Transparency – No hidden costs or surprises so you stay in control

Who does it help?

Businesses trading with other businesses on credit terms.
Limited companies from start-ups projecting £1m in their first year to established trading businesses turning over £25m+
Firms looking for up to £5m of funding
Wide range of industries including manufacturing, transport, recruitment and security.
Management Buy-Out (MBO), Management Buy-Ins (MBI), acquisitions and turnaround opportunities.

What does it cost?

We typically charge two fees. Firstly, the cost of finance which is an agreed percentage over bank base rate. You only pay for the finance you use. The second fee is for the service we provide and is set as an agreed percentage of your annual turnover.

Testimonials

What our clients say about us.

Our client manager is very helpful and assists us in every way he can to make our finances flow! With the support of Pulse Finance, we have ambitions to grow our business and increase our success. We are confident that we can grow our income by 20% this year and are looking forward to continuing that growth in future years

Sally Nelson, Silos Facilities Management

We were apprehensive about changing funder because our customers are quite traditional in the way that they do things. However, we didn’t need to worry as Pulse Finance have proven to be great to work with

Jemma Keywood-Bellamy, DRS Recruitment

Lets Work Together.

If you are looking for a funder to deliver scalable finance solutions for your business, get in touch with our team today.