Invoice Discounting

A finance only solution which provides an ongoing supply of working capital.

portrait-of-a-successful-business-owner-standing-near-the-window-in-the-restaurant

What is Invoice Discounting?

A healthy level of cash flow is vital to every business. Cash that can be used to support plans and grow your business. However, at times, your cashflow can be impacted due to additional expenses as you take on more business or the impact of late paying customers. Invoice Discounting enables you to access a flexible source of funding based on the value of your outstanding customer invoices releasing up to 90% of the value of outstanding invoices before they are paid.

How It Works

1. We will provide you with an initial advance of up to 90% of your outstanding invoices

2. Each time you raise a customer invoice, upload to e-sync your online system

3. We will pay you up to 90% of the value of the invoice within 24 hours

4. Your customers pay into a trust account in your name

5. We pay you the remaining balance minus our fee

What you’ll get

Improved Cashflow – An upfront payment up to 90% of the value of outstanding invoices

Flexible ongoing source of working capital – Access up to 90% of each invoice raised so the level of funding grows in line with sales

Easy access to cash – Automatic upload of sales ledger ensures easy and faster access to cash

Negotiate trade discounts – Enables negotiation of early payment discounts with suppliers boosting profitability

Transparent – A dedicated client manager who ensures that we build an open and transparent relationship so there are no surprises, and you stay in control

Fast decisions – Access to senior decision makers ensuring we act quickly when needed

Peace of Mind – We carry out credit checks on your customers and include debtor protection should your customer’s business fail

Who does it help

Businesses trading with other businesses on credit terms
Businesses turning over £2m+
2 years trading history and a positive balance sheet
Firms requiring funding between £200k and £5m
We support businesses from a wide range of industry sectors including manufacturing, transport and security services.

How much does it cost

We charge two fees, firstly the cost of finance which is an agreed percentage over bank base rate. You only pay for the amount of finance you use. The second fee is for the service we provide and is set as an agreed percentage of your annual turnover.

Testimonials

What our clients say about us.

Our client manager is very helpful and assists us in every way he can to make our finances flow! With the support of Pulse Finance, we have ambitions to grow our business and increase our success. We are confident that we can grow our income by 20% this year and are looking forward to continuing that growth in future years

Sally Nelson, Silos Facilities Management

We were apprehensive about changing funder because our customers are quite traditional in the way that they do things. However, we didn’t need to worry as Pulse Finance have proven to be great to work with

Jemma Keywood-Bellamy, DRS Recruitment

Lets Work Together.

If you are looking for a funder to deliver scalable finance solutions for your business, get in touch with our team today.